Built for how Pakistan actually spends money
Trips, flats, family, friends — every kind of shared expense has its own quirks. Splitter is built around them, with the local payment details people here actually use.
Your payment details, always on hand
Add your JazzCash, Easypaisa, SadaPay, NayaPay, Raast or bank account once on your profile. From then on, whenever someone owes you, Settle Up shows them exactly how to pay — with a one-tap copy button.
- Up to five methods on one profile
- Shown automatically on Settle Up and Balances
- Splitter never moves the money itself — you pay directly
Split with just one friend
Most splitting apps make you create a group for everything. Splitter doesn't — add an expense directly with one friend, and it behaves exactly like a group of two: its own balance, its own history, its own Settle Up.
- One tap from "+" → With a friend
- Everything you owe each other, across every shared group, in one place on their profile
- "Net it out" settles opposite debts across groups without moving money
English or Urdu, your choice
Switch the entire app between English and Urdu any time from Settings — menus, buttons, even how amounts and dates read. No separate "Urdu version" to download.
- Full right-to-left Urdu layout
- Switch back and forth whenever you like
- Light or dark theme, independent of language
آپ کو ایک گروپ میں مدعو کیا گیا ہے
"You've been invited to a group" — shown exactly like this, in the app
And the rest of the toolkit
Flexible splitting
Equally, by percentage, or exact amounts per person — with a category tag, a note, and a receipt photo on every expense.
Receipt scanning Beta
Scan a bill and the title and total fill themselves in for you to check — read on your phone, with the photo kept on the expense.
Smart balances
Splitter simplifies group debts to the fewest payments needed so everyone's settled up.
Settle Up & confirm
Record a payment with a receipt; the other side confirms it, so disputes can't happen quietly.
Invite by WhatsApp or SMS
Send a group link, or your own friend link — tapping it opens the app straight into joining.
Recurring expenses
Rent, subscriptions, a standing group bill — set the frequency once, Splitter does the rest.
Live notifications
Know the moment someone adds an expense, settles up, or sends a friend request.
Payment reminders
One tap sends a friendly nudge about what someone owes — no awkward message required.
Daily summary
A morning roundup of payments waiting for you, only on days when something needs your attention.
Spending insights
What you spent, by category and by month, across groups and personal expenses together.
Multi-currency
Traveling? Split a bill abroad while your rupee expenses stay tracked at home.
Private by default
Personal expenses are yours alone. Groups only ever show what's actually shared.